“I need a new car, just 100k$. Can you co-sign for me?” my sister texted. I replied, “Keep dreaming.” A few minutes later, my father responded in ALL CAPS: “REFUSE AND YOU’RE CUT OFF FROM ALL FAMILY EVENTS.” I didn’t argue; I just said, “Fine.” I called someone, and that night, my father was frantically calling me nonstop…

“I need a new car, just 100k$. Can you co-sign for me?” my sister texted. I replied, “Keep dreaming.” A few minutes later, my father responded in ALL CAPS: “REFUSE AND YOU’RE CUT OFF FROM ALL FAMILY EVENTS.” I didn’t argue; I just said, “Fine.” I called someone, and that night, my father was frantically calling me nonstop…

When my sister, Emily, texted me out of nowhere—“I need a new car, just 100k$. Can you co-sign for me?”—I nearly laughed out loud in the middle of my office. I’m Lydia Hayes, project manager, rent-payer, student-loan survivor… not a walking bank. I replied with the only thing that made sense: “Keep dreaming.”

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