On his way to the airport, a millionaire spots a homeless woman standing in the rain with her baby—and on impulse, he hands her the keys to his house. When he returns days later, he’s shocked by what he finds inside.

It was a gray, stormy morning in Seattle. The kind that drenched the sidewalks in minutes and painted the whole city in shades of melancholy. Andrew Whitman, a 42-year-old tech entrepreneur turned semi-retired investor, sat in the back seat of a black SUV heading toward Sea-Tac Airport. He had made his millions in AI software, cashed out, and now split his time between consulting, skiing in Aspen, and checking in on his real estate investments.

They were halfway through downtown when the traffic light turned red. Andrew stared absentmindedly out the rain-specked window, phone in hand, scrolling through the usual flood of emails and news. Then something stopped him.

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